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Dwelling Fire refers to a basic fire policy designed to insure a dwelling, which is another word for shelter or structure that people may live in. A standard home insurance policy offers general coverage against an array of hazards. A Dwelling Fire policy offers narrower coverage. You may either purchase a “replacement cost” or an actual cash value policy for your dwelling. Homeowners can purchase a Replacement Cost or an actual cash value policy, pending on your unique needs—whether using the home as a residence or renting.
Taking the first step in making the best investment is first finding a home and getting qualified for a home. The right insurance will protect you for the life of your investment.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you. When partnering with Rakestraw Insurance, we work with you to understand your needs to find the right coverage.
There’s no such thing as a one-size-fits-all policy when it comes to your insurance needs.
Contact us today, and we'll help you protect what matters most.